KOHO

Credit Building, Secured Credit Building, Cover, Pay Later, and Rent Reporting

Credit

Credit Scores & Credit Building Products 101

What’s the difference between Credit Building and Secured Credit Building

Is it beneficial to register to both Credit Building features

Credit Building Products

How does Credit Building work?

Do I need to withdraw my Credit Building money?

How is Credit Building billed and what if I miss a payment?

Credit Factors

Credit Building

How does Secured Credit Building work?

How does the Secured Credit Building deposit work and can I withdraw from it?

How do I cancel Secured Credit Building?

How is Secured Credit Building billed and what if I miss a payment?

Secured Credit Building

What is a utilization rate?

Utilization Rates

Rent Reporting

Who can use Rent Reporting?

How can I pay my rent with KOHO?

Can I report past rent payments?

Can I report partial rent payments?

Why is a rental agreement needed for Rent Reporting?

Understanding your credit score

Credit Scores

How does Cover (Cash Advance) work?

Can I request a higher Cover amount?

How is Cover billed and what if I miss a payment?

Cover

What is Pay Later?

What is my Pay Later limit, and can I increase it?

How does Pay Later work?

Pay Later

What is a credit report and why is it important?

Who is eligible to access their credit report?

Credit Report 

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