Our fancy computers determine your Pay Later limit, and there are no immediate steps you can take within the app to raise your current available limit. However, there are actions you can take to help, such as repaying what you borrowed from Pay Later on time, using KOHO for everyday spending, opting for direct deposit, and utilizing Cover and Credit Building, which may help you access higher limits in the future.

Please note that our support team is unable to grant higher limits upon request.