Your Credit Report shows your borrowing and payment history, giving you a daily look at how you’re doing and what you could do to improve your score. Members on the Everything plan, as well as those subscribed to Credit Building or Cover, can access their credit report at no cost!
Why is using Credit Report important?
Understand what affects your credit score better than ever.
Spot areas where you could improve your score.
Catch any unauthorized or suspicious activity early.
Why is the credit score for credit report different than my monthly credit score?
Your credit report is updated daily and reflects the most current information on your credit history.
Since the credit score feature is updated monthly, there may be differences between the credit score shown in the feature and the one in your credit report.
How often can I access my credit report?
You can access your credit report as many times as you’d like! Remember that credit activity can take 30-90 days to be reported.
What should I do if I find inaccurate information on my credit report?
If you find incorrect information, dispute it with Equifax as soon as possible, here. For your privacy, KOHO can’t view the information contained in your credit report.