When you create a new Pay Later plan, we apply a standard 48-hour review and processing period before releasing the funds to your account.
This time allows us to:
Verify recent payments and account activity
Confirm eligibility for the new plan
Safely review and process the funds before release
This waiting period applies to all new Pay Later plans, even if you’ve paid off a previous balance early. Paying early helps keep your account in good standing, but it doesn’t remove the 48-hour review window.
Once the review is complete, the funds are automatically deposited into your account, no action needed.
Our support team isn’t able to expedite or override this process.