Extra Plan
Updated this week

What are the features of Extra?

  • 1.5% cash back on groceries, transportation, eating & drinking, and 0.25% cash back on all purchases

  • Send instant e-Transfers that’ll arrive in real-time – no more waiting

  • Earn 5% interest on your entire balance (once you opt in!)

  • Credit Building for $7/month

  • No foreign transaction fees

💡Here are some of the newest features that have been added to your paid plan:

  • Check out our partner cash back program in-app. Shop with your deal link to earn up to 50% cash back!

  • 1 free credit score check monthly

  • And more!


Are there any additional fees or limitations I should know about?

No, you don’t need to worry about any additional fees. Extra is $84 annual or $9/month with a 30-day free trial. No more, no less, and no hidden fees.

But it’s worth keeping in mind that there is a daily maximum amount of $3000 on outbound e-transfers. Take a peek at this article if you’d like more info.


How do I sign up?

Open the KOHO app and navigate to My Plan. From there, select your preferred KOHO plan!

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!*

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