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Everything Plan
Updated over a month ago

What are the benefits of Everything?

  • 2% cash back on groceries, transportation, eating & drinking, and 0.5% cash back on all purchases

  • Earn 5% interest on your entire balance (once you opt-in!)

  • 50% off Credit Building

  • No foreign transaction fees

  • Send instant e-Transfers that’ll arrive in real-time – no more waiting

  • And more!

💡 Already on the Everything Plan? Take advantage of Tenant Insurance and Rent Reporting and you can earn 0.25% cash back on every rent payment you make and report through KOHO. Learn more here.


Need help with your account?

☎️ As a valuable 'Everything' plan member, you'll also gain direct access to our dedicated support team through a special phone line [1 855 564 4405]. This line is your express pass to personalized assistance!

Here's What You Need to Know:

  • Exclusive Access: This service is exclusively for 'Everything' plan members, giving you premium access to our support team.

  • Operating Hours: Available Monday to Friday, from 9 AM to 5 PM EST.

  • Pilot Phase: We're currently rolling this out as a pilot program, keen to tailor this service to meet your needs.


Are there any additional fees or limitations I should know about?

No, you don’t need to worry about any additional fees.

It’s worth remembering that there is a daily maximum amount of $3000 on outbound e-Transfers. Take a peek at this article if you’d like more info.


How do I sign up?

Open the KOHO app and navigate to My Plan. From there, select your preferred KOHO plan!

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!

**For details on the pricing of our paid plans, please check the KOHO mobile app.

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