A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:
Open the KOHO app
Click on My Plan
Select between Essential, Extra or Everything
📣 You can now enjoy our Essential plan on us when you complete everyday banking action like setting up a Direct Deposit or when you make a monthly contribution of $1000 to your account.
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Membership Fee | Starting from $0 a month* | Starting from $9 a month | Starting from $19 a month |
Cash back | 1% on Groceries, Eating & Drinking, and Transportation | 1.5% on Groceries, Eating & Drinking, and Transportation
0.25% on every purchase | 2% on Groceries, Eating & Drinking, and Transportation 0.5% on every purchase |
Interac | Real time outbound Interac e-Transfers | Real time outbound Interac e-Transfers | Real time outbound Interac e-Transfers |
Interest | 5% | 5% | 5% |
Credit Building | $10 a month | $7 a month | $5 a month |
Credit Score | 1 free credit score check / month | 1 free credit score check / month | 1 free credit score check / month |
Credit Report |
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| Credit Report eligible |
Travel |
Access to international eSIM store | No foreign transaction fees
One free International ATM transaction each month
Access to international eSIM store | No foreign transaction fees
One free International ATM transaction each month
Access to international eSIM store
3GB eSIM for free |
Other Benefits | Unlimited Transactions
Rent Reporting eligible
Travel Insurance | Unlimited Transactions
Rent Reporting eligible
Travel Insurance
Higher Limits
| Unlimited Transactions
Rent Reporting eligible
Travel Insurance
Higher Limits
Fast lane for support |
*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!