Compare Plans
Updated yesterday

A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:

  1. Open the KOHO app

  2. Click on My Plan

  3. Select between Essential, Extra or Everything

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-transfers, set-up direct deposit, pay bills, set savings goals and more!

Non-Member
(KOHO Easy)

Essential

Extra

Everything

Monthly Membership Fee

No fee

$4

$9

$19

Yearly Membership Fee

No fee

$48

$84

$177

Cash back

1% on Groceries and Transportation

1% on Groceries, Eating & Drinking, and Transportation


0.25% on every purchase

Extra cash back with partners

1.5% on Groceries, Eating & Drinking, and Transportation

0.25% on every purchase

Extra cash back with partners

2% on Groceries, Eating & Drinking, and Transportation

0.5% on every purchase


Extra cash back with partners

Interac
e-Transfers

​Real time outbound Interac e-Transfers

​Real time outbound Interac e-Transfers

​Real time outbound Interac e-Transfers

Real time outbound Interac e-Transfers

Interest

3%

5%

5%

5%

Credit Building

$10 a month

$7 a month

$7 a month

$5 a month

Credit Score

1 free credit score check / month

1 free credit score check / month

1 free credit score check / month

Travel

No foreign transaction fees

One free International ATM transaction each month

No foreign transaction fees

One free International ATM transaction each month

Other Benefits

Unlimited Transactions

Unlimited Transactions

Unlimited Transactions

Unlimited Transactions

Fast lane for chats

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!

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