How does this program work?

Refer your friends, pals, and mates to KOHO and earn an easy $20 — pretty sweet, right? 👯‍♀️

  • Have your friend sign up for KOHO using your referral code (you can find it in-app!)

  • Ensure your friend verifies their KOHO account and makes their first transaction with their physical or Virtual card within 30 days of signing up for KOHO

  • Afterwards, both you and your friend will earn $20!

  • You can refer up to 50 friends to KOHO, which means you can earn up to $1000 for referring friends 💰

  • Once a friend signs up, they will permanently hold one of your 50 referral slots. Don't be afraid to give them a nudge if you see they haven't finished activating their account!

*This incentive is for any new referrals completed on or after June 29th, 2021

Reach out to us via our in-app chat if you have any questions 💬

Terms & Conditions

  • KOHO’s products and services are for individual use only in accordance with KOHO’s Visa* Prepaid Card Cardholder Agreement (“Legitimate Use”).

  • Any referral must be made by a legitimate KOHO user with an account in good standing. We reserve the right to suspend or limit usage on your account if we believe you are acting outside the intended usage of KOHO.

  • In the event your account is suspended or limited, we will reach out to you and offer remedial solutions and give you the opportunity to explain your usage

  • We may, at our sole discretion, suspend, terminate or change the terms and requirements of the Referral Program

Important Notice: KOHO reserves the right to change the terms of the referral program at any time due to changing market conditions, risk of fraud, or other reasons. By participating in the referral program you acknowledge this.

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