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Bill Split
Updated over 2 months ago

Simplify shared expenses with our brand new bill split feature!

How it works:

How do I create a new group for bill splitting?

  • Start by clicking the "Request" icon or selecting a transaction and swiping left.

  • From the "Request" screen, select "Split Bills."

  • Click “Create Group” and set a name for your group.

  • Select a category that represents the group’s purpose.

  • Start inviting friends / adding members to the group.

💡A feature tutorial is available when you first access "Split Bills" in-app!


How do I add members to the group?

  • Invite members manually or from your phone's contacts.

  • An invitation link will be generated, which you can send to your friends, directing them to download KOHO or join the group page.

  • Both KOHO and non-KOHO contacts can be invited to join!

  • You can add up to 9 friends (making a total of 10 members, including yourself).

  • In the current version of the group bill split, the group owner would have to reinvite members if the non-KOHO member were added and later signed up as a KOHO member.


How do I join a group?

  • You can join a group by accepting an invite from an existing member.

  • Invites can be sent via an invite link or directly from the contact list.

  • For KOHO members, you'll receive a notification to join in-app.

  • Non-KOHO members will need to sign up for KOHO to participate fully, and be invited again by the existing group member to join the group.


What happens if I invite someone who is not a KOHO member?

  • Non-KOHO members can be added. They can participate as placeholders for splitting expenses, but they cannot interact with the app.

  • If a non-KOHO member decides to sign up for KOHO using your referral code, both of you could earn a referral reward.

  • To add them as full members after they've signed up, you'll need to re-invite them to the group using their new KOHO account details.


What if I need to add, edit or remove an expense?

  • Choose an expense or add a custom one manually.

  • Specify how the expense is split among members.

  • Members receive notifications for any new expenses.

  • Only the member who added an expense can edit or remove it, which will trigger an adjustment transaction.


How is the equalizer calculated within a group?

  • The group balance is the sum of all shared expenses, divided among members
    based on how each expense is split and all payments made between members.

  • Each member’s balance shows what they owe to others or are owed, updating in real-time with every added or settled expense.


How do we settle expenses in the group?

  • The app shows aggregate balances indicating how much you owe or are owed.

  • Simply click on the name of the member you owe/are owed and settle up!

  • KOHO members can settle with each other via the app (K2K transfers).

  • Non-KOHO members can settle through eTransfer or other offline methods, and you can manually add the settlement to the group. The group balance will be updated accordingly.

    Please note: You can't settle up using your Cover limit (e.g. bringing down the balance below the Cover limit).


How can I remove a member from my group?

  • Currently, individual members cannot leave a group on their own.

  • The owner can remove members by accessing the group settings and selecting the member they wish to remove. (once removed, all outstanding amounts will be considered “settled.”)

  • Removal doesn't affect previous splits or expenses.

  • This action is irreversible, and the member will lose access to the group and its history.


How do I delete a group?

  • Only the group owner has the authority to delete a group.

  • To delete a group, the owner must go to the group settings and select the option to delete the group.

  • Just to let you know, deleting a group is a permanent action.

  • All of the group's history, including expenses and settlements, will be permanently removed and cannot be recovered.


Why did I encounter a "Something went wrong" error message?

This most likely means you were attempting to settle up with your Cover balance. You can only settle up using your available Spendable balance.

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