Start by clicking the "Request" icon or selecting a transaction and swiping left.

From the "Request" screen, select "Split Bills."

Click “Create Group” and set a name for your group.

Select a category that represents the group’s purpose.

Start inviting friends / adding members to the group.

Invite members manually or from your phone's contacts.

An invitation link will be generated, which you can send to your friends, directing them to download KOHO or join the group page.

Both KOHO and non-KOHO contacts can be invited to join!

You can add up to 9 friends (making a total of 10 members, including yourself).

In the current version of the group bill split, the group owner would have to reinvite members if the non-KOHO member were added and later signed up as a KOHO member.

You can join a group by accepting an invite from an existing member.

Invites can be sent via an invite link or directly from the contact list.

For KOHO members, you'll receive a notification to join in-app.

Non-KOHO members will need to sign up for KOHO to participate fully, and be invited again by the existing group member to join the group.

Non-KOHO members can be added. They can participate as placeholders for splitting expenses, but they cannot interact with the app.

If a non-KOHO member decides to sign up for KOHO using your referral code, both of you could earn a referral reward.

To add them as full members after they've signed up, you'll need to re-invite them to the group using their new KOHO account details.

Choose an expense or add a custom one manually.

Specify how the expense is split among members.

Members receive notifications for any new expenses.

Only the member who added an expense can edit or remove it, which will trigger an adjustment transaction.

The group balance is the sum of all shared expenses, divided among members
based on how each expense is split and all payments made between members.

Each member’s balance shows what they owe to others or are owed, updating in real-time with every added or settled expense.

The app shows aggregate balances indicating how much you owe or are owed.

Simply click on the name of the member you owe/are owed and settle up!

KOHO members can settle with each other via the app (K2K transfers).

Non-KOHO members can settle through eTransfer or other offline methods, and you can manually add the settlement to the group. The group balance will be updated accordingly.

Please note: You can't settle up using your Cover limit (e.g. bringing down the balance below the Cover limit).

Currently, individual members cannot leave a group on their own.

The owner can remove members by accessing the group settings and selecting the member they wish to remove. (once removed, all outstanding amounts will be considered “settled.”)

Removal doesn't affect previous splits or expenses.

This action is irreversible, and the member will lose access to the group and its history.

Only the group owner has the authority to delete a group.

To delete a group, the owner must go to the group settings and select the option to delete the group.

Just to let you know, deleting a group is a permanent action.

All of the group's history, including expenses and settlements, will be permanently removed and cannot be recovered.