How does this program work?
The referrer can share the referral code for their friends (referee)
The referee must sign up using that referral code
After completing the registration, the referee must fulfill the following conditions in order for both the referrer and referee to get the reward:
The referee must verify their KOHO account
The referee must make a single transaction (can be online or in personal purchase) of at least $20 with their physical or virtual card
The above two conditions must be met within 30 days of signing up for KOHO
Once the referee has met all the conditions, both the referrer and the referee will receive a “gift” which can be accessed on the referral page (click on “Giftbox” 🎁 icon on the top right of screen)
Users can then redeem their gift by selecting any one of the benefits available
Users can refer up to 50 friends at KOHO and can earn up to $1,000 for referring friends (Join KOHO affiliate club if you are an influencer or want to bring more people into KOHO)
What are the types of rewards available?
Please note: all rewards will be available on your KOHO account within 1 business day of redemption.
$20 Cash
🤔 How to redeem?
Go to the referral page
Click “redeem” on the $20 cash card
Read the plan details and click Redeem
3 free month of KOHO Extra
This reward isn't available to Essential users (monthly and annual) at this time
Valued at $27
🤔 How to redeem?
Go to the referral page
Click “redeem” on the 3 months KOHO Extra card
Read the plan details and click Redeem free trial
💰 Upgrade and Billing
If you're currently on the Easy plan → Immediately get 3 free months of Extra
If you're currently on the Essential (Monthly) plan → Upgrade after the current billing cycle ends, and push the next billing date out by 3 months
Essential (Yearly) → Sorry not applicable 😖
If you're currently on the Extra plan → Push next billing date out by 3 months
Everything → Sorry not applicable 😖
Features of KOHO Extra:
2% cash back on groceries, transportation, eating & drinking, and 0.5% cash back on all purchases
Earn 4.5% interest on balances up to $1,000. 3% interest for balances above $1,000 (once you opt-in!)
Credit Building for $7/month
No foreign transaction fees
And more!
3 free months of Flexible Credit Building (Coming soon)
Valued at $30
🤔 How to redeem?
Go to the referral page
Click “redeem” on the 3 Months Flexible Credit Building card
Read the service details and click the Redeem free trial
Make sure you have $30 or more in spendable
Click Redeem free trial again to confirm
Terms & Conditions
KOHO’s products and services are for individual use only in accordance with KOHO’s Prepaid Card Cardholder Agreement (“Legitimate Use”).
Any referral must be made by a legitimate KOHO user with an account in good standing. We reserve the right to suspend or limit usage on your account if we believe you are acting outside the intended usage of KOHO.
In the event your account is suspended or limited, we will reach out to you and offer remedial solutions and give you the opportunity to explain your usage
We may, at our sole discretion, suspend, terminate or change the terms and requirements of the Referral Program
Important Notice: KOHO reserves the right to change the terms of the referral program at any time due to changing market conditions, risk of fraud, or other reasons. By participating in the referral program you acknowledge this.