All Collections
How do I refer friends to KOHO?
How do I refer friends to KOHO?
Updated over a week ago

How does this program work?

  1. The referrer can share the referral code for their friends (referee)

  2. The referee must sign up using that referral code

  3. After completing the registration, the referee must fulfill the following conditions in order for both the referrer and referee to get the reward:

    1. The referee must verify their KOHO account

    2. The referee must make a single transaction (can be online or in personal purchase) of at least $20 with their physical or virtual card

    3. The above two conditions must be met within 30 days of signing up for KOHO

  4. Once the referee has met all the conditions, both the referrer and the referee will receive a “gift” which can be accessed on the referral page (click on “Giftbox” 🎁 icon on the top right of screen)

  5. Users can then redeem their gift by selecting any one of the benefits available

  6. Users can refer up to 50 friends at KOHO and can earn up to $1,000 for referring friends (Join KOHO affiliate club if you are an influencer or want to bring more people into KOHO)

What are the types of rewards available?

Please note: all rewards will be available on your KOHO account within 1 business day of redemption.

  • $20 Cash

    • 🤔 How to redeem?

      1. Go to the referral page

      2. Click “redeem” on the $20 cash card

      3. Read the plan details and click Redeem

  • 3 free month of KOHO Extra

    This reward isn't available to Essential users (monthly and annual) at this time

    • Valued at $27

    • 🤔 How to redeem?

      1. Go to the referral page

      2. Click “redeem” on the 3 months KOHO Extra card

      3. Read the plan details and click Redeem free trial

    • 💰 Upgrade and Billing

      • If you're currently on the Easy plan → Immediately get 3 free months of Extra

      • If you're currently on the Essential (Monthly) plan → Upgrade after the current billing cycle ends, and push the next billing date out by 3 months

      • Essential (Yearly) → Sorry not applicable 😖

      • If you're currently on the Extra plan → Push next billing date out by 3 months

      • Everything → Sorry not applicable 😖

    • Features of KOHO Extra:

      • 2% cash back on groceries, transportation, eating & drinking, and 0.5% cash back on all purchases

      • Earn 4.5% interest on balances up to $1,000. 3% interest for balances above $1,000 (once you opt-in!)

      • Credit Building for $7/month

      • No foreign transaction fees

      • And more!

  • 3 free months of Flexible Credit Building (Coming soon)

    • Valued at $30

    • 🤔 How to redeem?

      1. Go to the referral page

      2. Click “redeem” on the 3 Months Flexible Credit Building card

      3. Read the service details and click the Redeem free trial

      4. Make sure you have $30 or more in spendable

      5. Click Redeem free trial again to confirm

Terms & Conditions

  • KOHO’s products and services are for individual use only in accordance with KOHO’s Prepaid Card Cardholder Agreement (“Legitimate Use”).

  • Any referral must be made by a legitimate KOHO user with an account in good standing. We reserve the right to suspend or limit usage on your account if we believe you are acting outside the intended usage of KOHO.

  • In the event your account is suspended or limited, we will reach out to you and offer remedial solutions and give you the opportunity to explain your usage

  • We may, at our sole discretion, suspend, terminate or change the terms and requirements of the Referral Program

Important Notice: KOHO reserves the right to change the terms of the referral program at any time due to changing market conditions, risk of fraud, or other reasons. By participating in the referral program you acknowledge this.

Did this answer your question?