With KOHO’s Rent Reporting, you can build your credit history by paying rent to your landlord with KOHO!
✅ You're eligible to use Rent Reporting if you:
Enrol in a paid plan or subscribe to Credit Building
Pay your landlord from your KOHO account through e-Transfer, a pre-authorized debit, or your KOHO card
❌ Rent Reporting is not available for the following scenarios:
Those with roommates listed on the rental agreement (including family or a spouse)
Those who pay rent weekly or biweekly
Those who split rent into multiple payments
Those who pay rent with a different payment method (cash, bill payment, etc.)
Those who pay over $3000 in rent with e-Transfer
Those receiving rent payments as a landlord
Those paying a mortgage
If I have a rental agreement with a roommate or my spouse/family member, can I use Rent Reporting?
You will not be eligible for Rent Reporting as of yet! For our initial launch, we will be unable to support roommates or multiple tenants on a rental agreement.
How do I know if I have anyone else in my rent agreement?
Be sure to confirm if others are sharing the rental agreement with your landlord. Start by carefully going through your rental agreement. Look for parts mentioning occupants, tenants, or co-tenants—this is where roommates are usually mentioned.
To confirm if you have roommates, just ask your landlord or property manager. They can explain if you have roommates on the rental agreement.
Can I use Rent Reporting if I pay rent in instalments or on a biweekly/weekly basis?
At this time, our Rent Reporting feature only supports monthly rent payments. We’re working on improvements, so stay tuned for possible updates in the future.
If I have a rental payment that is over $3000, can I use Rent Reporting?
If you have a rental payment of over $3000, we recommend paying with pre-authorized debit (PAD) or your KOHO card.
Due to the $3000 velocity limit on e-transfers, we cannot support multiple rent payments for Rent Reporting via e-Transfer. Please stay tuned for our next iteration of Rent Reporting 👍
Can I use Rent Reporting if I receive rent or pay a mortgage?
Rent Reporting is exclusively available to KOHO members who pay rent to a landlord. If you're a landlord or paying a mortgage, you won't be able to use Rent Reporting.