A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:
Open the KOHO app
Click on My Plan
Select between Essential, Extra or Everything
With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-transfers, set-up direct deposit, pay bills, set savings goals and more!
| Non-Member | Essential | Extra | Everything |
Monthly Membership Fee | No fee | $4 | $9 | $19 |
Yearly Membership Fee | No fee | $48 | $84 | $177 |
Cash back | 1% on Groceries and Transportation | 1% on Groceries, Eating & Drinking, and Transportation | 1.5% on Groceries, Eating & Drinking, and Transportation
0.25% on every purchase | 2% on Groceries, Eating & Drinking, and Transportation 0.5% on every purchase |
Interac | Real time outbound Interac e-Transfers | Real time outbound Interac e-Transfers | Real time outbound Interac e-Transfers | Real time outbound Interac e-Transfers |
Interest | 3% | 5% | 5% | 5% |
Credit Building | $10 a month | $7 a month | $7 a month | $5 a month |
Credit Score |
| 1 free credit score check / month | 1 free credit score check / month | 1 free credit score check / month |
Travel |
|
| No foreign transaction fees
One free International ATM transaction each month
| No foreign transaction fees
One free International ATM transaction each month
|
Other Benefits | Unlimited Transactions | Unlimited Transactions | Unlimited Transactions
| Unlimited Transactions
Fast lane for chats
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*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!