Cancelling your Rent Reporting can affect your credit score in two ways:
It can shorten your credit history, making you less reliable to lenders.
It reduces the variety of account types in your credit history, which can affect your credit mix.
Improving your credit history takes time and patience. But there’s good news! We keep your Rent Reporting open for 3 months after you cancel. That way, if the age of your credit history is reduced from the cancellation, it won’t show up for at least a few months (if at all).