KOHO Easy
Everything you want to know about our newest plan
Kacey avatar
Written by Kacey
Updated over a week ago

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!


What are the benefits of KOHO Easy?

  • 1% cash back on Groceries - includes both small merchants and large chains

  • 1% cash back on Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking, and more

  • 0.5% interest on your balance (once you opt in!)


Is there a cost for this change?

There is no cost to update your account!


Can I keep my 0.5% cash back?

With the KOHO Easy plan, you’ll get 1% cash back on things that matter the most: Groceries and Transportation.

If you would like to get additional cash back, we would recommend upgrading your account to one of our paid KOHO plans. You can start a 30 day free trial on us!


I previously had the 1.2% interest rate, does my interest rate change?

With the change to KOHO Easy, you will maintain the same interest rate of 1.2% on your entire balance.

*Your 0.5% cash back on all purchases will be replaced by the 1% cash back on groceries and transportation purchases

**Cash back will not be accrued on any ATM withdrawal, e-Transfer, KOHO transfer, Bill Payment, pre-authorized debit, direct deposit, or other non-purchase-based transactions.

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