Everything you want to know about our newest plan

Updated over a week ago

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!

What are the benefits of KOHO Easy?

  • 1% cash back on Groceries - includes both small merchants and large chains

  • 1% cash back on Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking, and more

  • 3% interest on your balance (once you opt in!)

Is there a cost for this change?

There is no cost to update your account!

Can I keep my 0.5% cash back?

With the KOHO Easy plan, you’ll get 1% cash back on things that matter the most: Groceries and Transportation.

If you would like to get additional cash back, we would recommend upgrading your account to one of our paid KOHO plans. You can start a 30 day free trial on us!

Are there any additional fees or limitations I should know about?

The Easy plan is totally free, so you’ll never get charged any hidden fees. But it’s worth keeping in mind that FX fees still apply and there’s a daily maximum amount of $3000 on outbound e-Transfers. Take a peek at this article if you’d like more info.

*Your 0.5% cash back on all purchases will be replaced by the 1% cash back on groceries and transportation purchases

**Cash back will not be accrued on any ATM withdrawal, e-Transfer, KOHO transfer, Bill Payment, pre-authorized debit, direct deposit, or other non-purchase-based transactions.

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