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KOHO Plan Features
KOHO Plan Features
Kacey avatar
Written by Kacey
Updated over a week ago

With a paid plan you’ll be able to get access to a number of premium features. For more information on what premium feature is available for each plan, please see our plan breakdown here.

πŸ’° Extra cashback on on groceries, eating & drinking and transportation πŸ’°

  • Groceries - includes both small merchants and large chains

  • Eating & drinking - includes restaurants, food delivery, bars, coffee shops and more

  • Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking, and more

🌎 No fees on foreign transactions 🌎

With a KOHO Extra and Everything account, we'll cover the fees on transactions made outside Canada (or with foreign merchants). The big 5 banks usually charge a 2-3% fee, while our KOHO Easy and KOHO Essential accounts have a 1.5% fee. Learn about your FX fees here.

πŸ’Έ Earn More Interest πŸ’Έ

You can earn up to 4% interest, on your Spendable, RoundUps, Goals, and Vault. Interest rate is dependent on your KOHO plan. That's right - you're earning interest on almost your entire KOHO account!

πŸš€ Real time e-Transfers πŸš€

With a KOHO Everything plan, you can now send instant e-Transfers that’ll arrive in real-time – no more waiting.

🏦 Discount on Credit Building 🏦

An affordable way to build your credit history with KOHO. Instead of paying $10 a month, you can get a discount monthly price under certain plans!

If you're already using Credit Building, you'll see the discounted monthly price on your payment. If you're a new or returning Credit Building user, you'll see the discounted price when you enrol.

πŸ’³ A new look πŸ’³

Request a new fancy KOHO card in-app if you signed up with a KOHO Extra or Everything Plan.

πŸ‹οΈ Higher Velocity Limits πŸ‹οΈ

With KOHO paid plans, you’ll have access to higher velocity limits for ATMs, e-Transfers and more! Check out your limits here.

How do I sign up?

Open the KOHO app and navigate to My Plan. From there, select your preferred KOHO plan!

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!

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