With a paid plan you’ll be able to get access to a number of premium features. For more information on what premium feature is available for each plan, please see our plan breakdown here.
💰 Extra cashback on on groceries, eating & drinking and transportation 💰
Groceries - includes both small merchants and large chains
Eating & drinking - includes restaurants, food delivery, bars, coffee shops and more
Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking, and more
🌎 No fees on foreign transactions 🌎
With a KOHO Extra and Everything account, we'll cover the fees on transactions made outside Canada (or with foreign merchants). The big 5 banks usually charge a 2-3% fee, while our KOHO Easy and KOHO Essential accounts have a 1.5% fee. Learn about your FX fees here.
💸 Earn More Interest 💸
You can earn up to 4% interest, on your Spendable, RoundUps, Goals, and Vault. Interest rate is dependent on your KOHO plan. That's right - you're earning interest on almost your entire KOHO account!
🚀 Real time e-Transfers 🚀
With a KOHO Everything plan, you can now send instant e-Transfers that’ll arrive in real-time – no more waiting.
🏦 Discount on Credit Building 🏦
An affordable way to build your credit history with KOHO. Instead of paying $10 a month, you can get a discount monthly price under certain plans!
If you're already using Credit Building, you'll see the discounted monthly price on your payment. If you're a new or returning Credit Building user, you'll see the discounted price when you enrol.
💳 A new look 💳
Request a new fancy KOHO card in-app if you signed up with a KOHO Extra or Everything Plan.
🏋️ Higher Velocity Limits 🏋️
With KOHO paid plans, you’ll have access to higher velocity limits for ATMs, e-Transfers and more! Check out your limits here.
How do I sign up?
Open the KOHO app and navigate to My Plan. From there, select your preferred KOHO plan!
*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!