Whether you're paying your buddy back for pizza or spotting your sister some cash, it's super simple to send money instantly to other KOHO users. 

Here's how:

  • In your KOHO app, tap the $ symbol > Transfer money > tap the Add a Recipient icon in the top right-hand corner

  • Enter the name and email of the KOHO user you want to send money to (You'll need to enter the email they use to login with instead of their unique e-Transfer email)

  • Enter the amount you want to send

  • You should have two options; the K2K Option (which is instant and free) or e-Transfer

  • If K2K is not available, that email is not the one associated to your friend's KOHO account

  • Once you select K2K, you will be prompted to create a Security Question and Answer

  • Carefully review all the details you entered, as you will not be able to change the name of a Recipient once created

  • Click Send Now

If you are having trouble sending a transfer, check that:

  • All fields entered, such as recipient's name, security question and security answer are between 3 - 40 characters

  • Security answer can not be the same as the security question. 

  • No special characters ($,%,?) allowed for the security answer or security question
    If you have a question mark in your security question, you would have to remove it

  • Check that you have not exceeded the Account Velocity Limits

There is no wait time, your pal will get the funds instantly, and, of course, it's free💰

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