Whether you're reimbursing a friend for pizza or lending your sister some cash, sending money instantly to other KOHO members is quick and easy. This payment method is known as KOHO-to-KOHO transfers, or K2K transfers.
Here's how:
Open your KOHO app and go to Send Money.
Tap the "Add a Recipient" icon (top right-hand corner).
Enter the recipient's name and email.
You can use either their KOHO login email or their unique KOHO transfer email.
If the instant K2K transfer option is unavailable, the email entered is not linked to their KOHO account.
Review all details carefully.
Once a recipient is created, their name cannot be changed.
Enter the amount you wish to send.
Transfers can only be sent from your Spendable balance (Cover funds are not eligible).
Double-check your transfer details.
K2K transfers cannot be canceled or reversed once sent.
Tap "Send Now" to complete the transfer.
If you are having trouble sending a K2K, check that:
You haven't exceeded your Account Velocity Limits (review them in-app under Profile > Account Velocity Limits).
Your device is verified (look out for a verification email from KOHO).
There is no wait time, your pal will get the funds instantly, and, of course, it's free 💰