# Will using Cover affect my credit scores?

> We dont perform a credit check to determine your eligibility for Cover However if your Cover balance remains unpaid it may be reported to a credit bureau w

Source: https://help.koho.ca/en_us/will-using-cover-affect-my-credit-scores-Sy7jF6vNMe

Last updated: 2026-07-17T15:26:35.699Z

We don’t perform a credit check to determine your eligibility for Cover. However, if your Cover balance remains unpaid, it may be reported to a credit bureau, which could affect your credit scores.