# Paid Plan Limits

> Account Balance Limits        Monthly Total Maximum Load Amount allowed    500000      Monthly Maximum Number of Loads allowed    300      Maximum Allowed

Source: https://help.koho.ca/en_us/paid-plan-limits-HJDujj9Le

Last updated: 2026-02-18T16:20:41.533Z

## **Account Balance Limits**

\*\*Monthly Total Maximum Load Amount allowed

$500,000

\*\*Monthly Maximum Number of Loads allowed

300

Maximum Allowed Card Balance

$500,000

##   

## **Card Transaction Limits**

\*Daily POS Limit

$9,000

\*Daily ATM Limit

$1,510

Maximum Amount Per ATM Transaction

$1,510

ATM Count Withdrawal

5

\*Daily Total Maximum Spend Amount allowed (POS + ATM)

$10,510

##   

## **Direct Deposits**

Maximum Amount Per Transaction

$500,000

\*\*Monthly Total Maximum Load Amount allowed

$500,000

\*\*Monthly Maximum Number of Transactions allowed

60

##   

## **Inbound Interac e-Transfers**

Maximum Amount Per Transaction

$10,000

\*Daily Total Maximum Load Amount allowed

$10,000

\*\*Monthly Total Maximum Load Amount allowed

$40,000

\*Daily Maximum Number of Transactions allowed

20

\*\*Monthly Maximum Number of Transactions allowed

120

##   

## **Outbound Interac e-Transfers**

Maximum Amount Per Transaction

$5,000

\*Daily Maximum Amount

$5,000

##   

## **KOHO-to-KOHO (K2K)**

Maximum Amount Per Transaction

$3,000

\*Daily K2K Inbound Transfers Limit

$3,000

\*Daily K2K Number of Inbound Transfers Limit

20

\*\*Monthly K2K Inbound Transfers Limit

$40,000

\*\*Monthly K2K Number of Transfers Inbound Limit

80

\*Daily K2K Outbound Transfers Limit

$3,000

\*Daily K2K Number of Outbound Transfers Limit

20

\*\*Monthly K2K Outbound Transfers Limit

$40,000

\*\*Monthly K2K Number of Transfers Outbound Limit

80

##   

## **Pre-Authorized Debits**

\*\*Number of PADs Per Month

100

_Pre-authorized debit limits vary by merchant, so please reach out to us in-app to verify the limit prior to setting one up._ 

  

## **Debit Card Load**

Maximum Amount Per Transaction

$3,000

\*Daily Total Maximum Load Amount allowed

$3,000

\*Daily Maximum Number of Loads Allowed

4

\*\*Monthly Maximum Number of Transactions allowed

20

\*\*Maximum Monthly Cumulative Load Amount

$30,000

  

##   

## **International Money Transfer**

Maximum Amount Per Transaction

$5,000

\*Daily Total Maximum Load Amount allowed

$5,000

\*\*Maximum Monthly Cumulative Load Amount

$15,000

\*Daily Total Maximum Transaction Amount allowed

3

\*\*Maximum Monthly Transaction Amount allowed

20

##   

## **Deposit via Bill Pay**

_Please note: this feature isn't currently available to all members._

Maximum Amount Per Transaction

$100,000

\*\*Maximum Monthly Cumulative Load Amount

$200,000

* * *

##   

## **Other Important Information**

**The account balance limit refers to the "total balance" (inclusive of Spendable, RoundUps, Goals, and Vault).** 

_\*Daily: Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit._

_\*\*Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit._

_ATM and POS limits are not rolling limits and reset the next calendar day._