When you take money from your Flexible Credit Building and move it to your Spendable balance, you'll need to pay it back every 30 days based on your billing date not based on when you moved the money out. For example, if your next billing date is September 5th, and you moved money out August 28, we will move the funds back to your Flexible Credit Building account September 5th, not September 28th. If moving the full amount is not possible, the system will collect the minimum of $10 instead.
You have two options for moving the funds back:
You can move it back yourself in-app before the due date.
Or, you can let us automatically collect it on the due date.
Either way, just make sure you move it back within those 30 days to keep everything in order.