Upon registering for the feature, you are issued a no-fee no-interest tradeline* of $225. This tradeline is separate from your available balance. Every month, we deduct a portion of these funds and report the activity to Equifax. This process will repeat every month. While you're welcome to access the funds from this tradeline, you have no obligation to withdraw from this tradeline in order to feel the impact of Credit Building.
Updated over a week ago