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KOHO Extra/Everything Velocity Limits
KOHO Extra/Everything Velocity Limits
Updated over a week ago

Account Balance Limits

**Daily Total Maximum Load Amount allowed

$20,000

***Monthly Total Maximum Load Amount allowed

$60,000

**Daily Maximum Number of Loads allowed

40

***Monthly Maximum Amount of Loads allowed

150

Maximum Allowed Card Balance

$50,000

Card Transaction Limits

Daily POS Limit

$9,000

Daily ATM Limit

$1,010

ATM Count Withdrawal

5

Direct Deposits

Maximum Amount Per Transaction

$20,000

Minimum Amount Per Transaction

NA

**Daily Total Maximum Load Amount allowed

$20,000

***Monthly Total Maximum Load Amount allowed

$60,000

**Daily Maximum Number of Transactions allowed

20

***Monthly Maximum Number of Transactions allowed

60

Inbound Interac e-Transfers

Maximum Amount Per Transaction

$5,000

**Daily Total Maximum Load Amount allowed

$10,000

***Monthly Total Maximum Load Amount allowed

$40,000

**Daily Maximum Number of Transactions allowed

20

***Monthly Maximum Number of Transactions allowed

120

Outbound Interac e-Transfers

**Daily Maximum Amount

$3,000

**Daily Maximum Amount Per Transaction

$3,000

KOHO-to-KOHO

K2K Transfer Limit - per transfer

$3,000

**K2K Transfer Limit (inbound) - daily

$3,000

**K2K Transfer Limit (outbound) - daily

$3,000

**K2K Transfer Number of Transfers Limit - daily

20

***K2K Transfer Limit - monthly

$20,000

***K2K Transfer Number of Transfers Limit - monthly

60

Pre-Authorized Debits

***Number of PADs Per Month

20

Pre-authorized debit limits vary by merchant, so please reach out to us in-app to verify the limit prior to setting one up.

Debit Card Load

Maximum Amount Per Transaction

$3,000

**Daily Total Maximum Load Amount allowed

$3,000

**Daily Maximum Number of Loads allowed

4

***Monthly Maximum Number of Transactions allowed

20

***Maximum Monthly Cumulative Load Amount

$30,000

Other Important Information

The account balance limit refers to the "total balance" (inclusive of Spendable, RoundUps, Goals, and Vault).

* KOHO Maximum Card Balance Limit is $200,000 and Daily ATM Limit is $1,510 for KOHO users who have opted into Earn Interest. All other limits will continue to apply. If you choose to opt out of earning interest, limits pertaining to your specific product, either KOHO Easy, KOHO Essential, KOHO Extra or KOHO Everything, including KOHO Maximum Card Balance, will apply.

**Daily: Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

***Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

ATM and POS limits are not rolling limits and reset the next calendar day.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

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