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Non-Member/Essential Account Velocity Limits
Non-Member/Essential Account Velocity Limits
Updated this week

Account Balance Limits

**Monthly Total Maximum Load Amount allowed

$200,000

**Monthly Maximum Number of Loads allowed

300

Maximum Allowed Card Balance

$200,000

Card Transaction Limits

Daily POS Limit

$9,000

Daily ATM Limit

$1,010

ATM Count Withdrawal

5

Direct Deposits

Maximum Amount Per Transaction

$100,000

**Monthly Total Maximum Load Amount allowed

$100,000

**Monthly Maximum Number of Transactions allowed

60

Inbound Interac e-Transfers

Maximum Amount Per Transaction

$5,000

*Daily Total Maximum Load Amount allowed

$5,000

**Monthly Total Maximum Load Amount allowed

$20,000

*Daily Maximum Number of Transactions allowed

20

**Monthly Maximum Number of Transactions allowed

60

Outbound Interac e-Transfers

*Daily Maximum Amount

$3,000

*Daily Maximum Amount Per Transaction

$3,000

KOHO-to-KOHO

K2K Transfer Limit - per transfer

$3,000

*K2K Transfer Inbound Limit - daily

$3,000

*K2K Transfer Outbound Limit - daily

$3,000

*K2K Transfer Number of Transfers Limit - daily

20

**K2K Transfer Limit - monthly

$20,000

**K2K Transfer Number of Transfers Limit - monthly

60

Pre-Authorized Debits

**Number of PADs Per Month

100

Pre-authorized debit limits vary by merchant, so please reach out to us in-app to verify the limit prior to setting one up.

Debit Card Load

Maximum Amount Per Transaction

$1,500

*Daily Total Maximum Load Amount allowed

$1,500

*Daily Maximum Number of Loads allowed

4

**Monthly Maximum Number of Transactions allowed

20

**Maximum Monthly Cumulative Load Amount

$20,000

Other Important Information

The account balance limit refers to the "total balance" (inclusive of Spendable, RoundUps, Goals, and Vault).

*Daily: Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

ATM and POS limits are not rolling limits and reset the next calendar day.

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