A new and improved way to use KOHO’s premium features with a subscription. To upgrade your account:

  1. Open the KOHO app

  2. Tap the profile icon (top right), then tap Manage Plan

  3. Select KOHO Essential or Extra

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!

KOHO Easy

KOHO Essential

KOHO Extra

Monthly Cost

Free

$4

$9

Annual Cost

Free

$48

$84

Cash back

1% on Groceries and Bills & Service

1% on Groceries, Bills & Service, and Food & Drink

0.25% on every purchase

2% on Groceries, Bills & Service, and Food & Drink

0.5% on every purchase

6% on Booking.com purchases

e-Transfers

Unlimited e-Transfers

Unlimited e-Transfers

Unlimited e-Transfers

Interest

0.5%

1.5%

2%

Credit Building

$10 a month

$7 a month

$7 a month

Travel

No foreign transaction fees

One free International ATM transaction each month

Other Benefits

Exclusive KOHO card styles

Higher Limits

Fast lane for chats

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