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What are KOHO Plans?
What are KOHO Plans?
Updated yesterday

A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:

  1. Open the KOHO app

  2. Click on My Plan

  3. Select KOHO Essential, Extra or Everything

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!

Free Plan

KOHO Essential

KOHO Extra

KOHO Everything

Monthly Cost

Free

$4

$9

$19

Yearly Cost

Free

$48

$84

$177

Cash back

1% on Groceries and Transportation

1% on Groceries, Eating & Drinking, and Transportation


0.25% on every purchase

Extra cash back with partners

2% on Groceries, Eating & Drinking, and Transportation

0.5% on every purchase


Extra cash back with partners

2% on Groceries, Eating & Drinking, and Transportation

0.5% on every purchase


Extra cash back with partners

Interac
e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Real time outbound Interac e-Transfers

Interest

3%

5%

5%

5%

Credit Building

$10 a month

$7 a month

$7 a month

$5 a month

Credit Score

1 free credit score check / month

1 free credit score check / month

1 free credit score check / month

Travel

No foreign transaction fees

One free International ATM transaction each month

No foreign transaction fees

One free International ATM transaction each month

Other Benefits

Higher Limits

Higher Limits

Fast lane for chats

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!

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