A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:
Open the KOHO app
Click on My Plan
Select KOHO Essential, Extra or Everything
With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!
| KOHO Easy | KOHO Essential | KOHO Extra | KOHO Everything |
Monthly Cost | Free | $4 | $9 | $19 |
Yearly Cost | Free | $48 | $84 | $177 |
Cash back | 1% on Groceries and Transportation | 1% on Groceries, Eating & Drinking, and Transportation | 2% on Groceries, Eating & Drinking, and Transportation
0.5% on every purchase | 2% on Groceries, Eating & Drinking, and Transportation 0.5% on every purchase |
Interac | Unlimited Interac e-Transfers | Unlimited Interac e-Transfers | Unlimited Interac e-Transfers | Unlimited Interac e-Transfers
Real time outbound Interac e-Transfers |
Interest | 0.5% | 4.5% on $500, 2% above $500 | 4.5% on $1000, 3% above $1000 | 4.5% |
Credit Building | $10 a month | $7 a month | $7 a month | $5 a month |
Travel |
|
| No foreign transaction fees
One free International ATM transaction each month
| No foreign transaction fees
One free International ATM transaction each month
|
Other Benefits |
|
|
|
Fast lane for chats
|
*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!