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What are KOHO Plans?
What are KOHO Plans?
Updated over a week ago

A new and improved way to use KOHO’s premium features with a paid plan. To upgrade your account:

  1. Open the KOHO app

  2. Click on My Plan

  3. Select KOHO Essential, Extra or Everything

With all of our KOHO accounts, you’ll get real-time insights on all your transactions and can use your KOHO account to send free e-Transfers, set-up direct deposit, pay bills, set savings goals and more!

KOHO Easy

KOHO Essential

KOHO Extra

KOHO Everything

Monthly Cost

Free

$4

$9

$19

Yearly Cost

Free

$48

$84

$177

Cash back

1% on Groceries and Transportation

1% on Groceries, Eating & Drinking, and Transportation


0.25% on every purchase

2% on Groceries, Eating & Drinking, and Transportation

0.5% on every purchase

2% on Groceries, Eating & Drinking, and Transportation

0.5% on every purchase

Interac
e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Unlimited Interac e-Transfers

Real time outbound Interac e-Transfers

Interest

0.5%

4.5% on $500, 2% above $500

4.5% on $1000, 3% above $1000

4.5%

Credit Building

$10 a month

$7 a month

$7 a month

$5 a month

Travel

No foreign transaction fees

One free International ATM transaction each month

No foreign transaction fees

One free International ATM transaction each month

Other Benefits

Fast lane for chats

*Just a heads up, KOHO plans are only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!

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