Account Balance Limit

  • Maximum Card Balance - $900

Card Transaction Limits

  • Daily* Limit per transaction - $900

  • Daily* Limit - $900

ATM Limits - No Access (Must Verify Identity) 

Load Limits (to add funds to your KOHO account)

  • No Payroll Direct as a Load Method (Must verify identity)

  • Maximum Number of Cumulative Loads Per Day*  - 20

  • Maximum Number of Cumulative Loads Per Month**  - 20

  • Maximum Amount Per Single Load Transaction - $900 

  • Maximum Daily* Cumulative Load Amount  - $900

  • Maximum Monthly** Cumulative Load Amount - $4,000

  • Daily* Payroll Direct Load Amount -  No Access (Must verify identity)

  • Monthly** Payroll Direct Load Amount - No Access (Must verify identity) 

  • Number of Payroll Direct Load Transactions Per Month** - No Access (Must verify identity) 

  • Daily* e-Transfer Load Amount -$900

  • Number of e-Transfer Load Transactions Per Day* - 10

  • Monthly** e-Transfer Load Total Amount - $4,000

  • Number of e-Transfer Load Transactions per Month** - 20

Outbound e-Transfer Limits - No Access (Must Verify Identity) 

KOHO to KOHO (K2K) Transfer Limits - No Access (Must Verify Identity) 

Pre-Authorized Debit (PAD) Limits

  • Number of PADs Per Month** - 20

*Daily:  Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

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