Joint Account Velocity Limits
Lara avatar
Written by Lara
Updated over a week ago

The following limits are applicable to Mastercard users.

Account Balance Limits

**Daily Total Maximum Load Amount allowed

$20000

***Monthly Total Maximum Load Amount allowed

$40000

**Daily Maximum Number of Loads allowed

20

***Monthly Maximum Number of Loads allowed

60

Maximum Allowed Card Balance

$50000

Card Transaction Limits

***Monthly Total Maximum Load Amount allowed

$20000

Daily POS Limit

$9000

Daily ATM Limit

$610

Daily ATM Transaction Limit

$610

Daily ATM Count Withdrawal

5

Direct Deposits

Maximum Amount Per Transaction

$20000

Minimum Amount Per Transaction

NA

**Daily Total Maximum Load Amount allowed

$20000

***Monthly Total Maximum Load Amount allowed

$20000

**Daily Maximum Number of Transactions allowed

10

***Monthly Maximum Number of Transactions allowed

60

KOHO-to-KOHO

K2K Transfer Limit - per transfer

$2500

K2K Transfer Limit - daily**

$2500

K2K Transfer Number of Transfers Limit - daily**

20

K2K Transfer Limit - monthly***

$20000

K2K Transfer Number of Transfers Limit - monthly***

60

Pre-Authorized Debits

Number of PADs Per Month***

20

Pre-authorized debit limits vary by merchant, so please reach out to us in-app to verify the limit prior to setting one up.

Outbound Interac e-Transfers

**Daily Maximum Amount

$3000

**Daily Maximum Amount Per Transaction

$3000

*Daily:  Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

ATM and POS limits are not rolling limits and reset the next calendar day.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

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