Joint Account Balance Limit

  • Maximum Joint KOHO Card Balance - $40,000

Joint Card Transaction Limits

  • Daily* Limit per transaction - $3,000
  • Daily* Limit - $3,000
  • Monthly** Limit - $30,000
  • Daily* Max Transactions - 15

Joint ATM Limits

  • Daily* ATM Limit - $600
  • Daily* Max ATM Withdrawal Limit - 5
  • ATM Transaction Limit per Withdrawal - $300
  • Monthly** ATM Limit - $3,000

Joint Load Limits (to add funds to your KOHO account)

  • Maximum Number of Cumulative Loads Per Day* (includes all transaction types and subject to the limits listed below) - 20
  • Maximum Number of Cumulative Loads Per Month** (includes all transaction types and subject to the limits listed below) - 60
  • Amount Per Single Load Transaction - $10,000
  • Maximum Daily* Cumulative Load Amount (total of all Payroll Direct and e-Transfer Loads) - $10,000
  • Maximum Monthly** Cumulative Load Amount (total of all Payroll Direct and e-Transfer Loads) - $40,000
  • Daily* Direct Load Amount - ¬†$10,000
  • Number of Direct Load Transactions Per Day* - 4
  • Monthly** Payroll Direct Load Amount - $20,000
  • Number of Payroll Direct Load Transactions Per Month** - ¬†6
  • Daily* e-Transfer Load Amount - $5,000
  • Number of e-Transfer Load Transactions Per Day* - 10
  • Monthly** e-Transfer Load Total Amount - $20,000
  • Number of e-Transfer Load Transactions per Month** - 60

Outbound e-Transfer Limits

  • Outbound e-Transfer Sending per transfer - daily* - $3,000
  • Outbound e-Transfer Total Send Limit - daily* - $3,000

KOHO to KOHO (K2K) Transfer Limits

  • K2K Transfer Limit - per transfer - $1,500
  • K2K Transfer Limit - daily - $2,500
  • K2K Transfer Number of Transfers Limit - daily - 10
  • K2K Transfer Limit - monthly - $20,000
  • K2K Transfer Number of Transfers Limit - monthly - 60

Pre-Authorized Debit (PAD) Limits

  • Number of PADs Per Month** - 20

*Daily:  Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

Did this answer your question?