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Paid Plan Limits
Updated over a month ago

Account Balance Limits

**Monthly Total Maximum Load Amount allowed

$200,000

**Monthly Maximum Number of Loads allowed

300

Maximum Allowed Card Balance

$200,000

Card Transaction Limits

*Daily POS Limit

$9,000

*Daily ATM Limit

$1,510

Maximum Amount Per ATM Transaction

$1,510

ATM Count Withdrawal

5

*Daily Total Maximum Load Amount allowed (POS + ATM)

$10,510

Direct Deposits

Maximum Amount Per Transaction

$200,000

**Monthly Total Maximum Load Amount allowed

$200,000

**Monthly Maximum Number of Transactions allowed

60

Inbound Interac e-Transfers

Maximum Amount Per Transaction

$10,000

*Daily Total Maximum Load Amount allowed

$10,000

**Monthly Total Maximum Load Amount allowed

$40,000

*Daily Maximum Number of Transactions allowed

20

**Monthly Maximum Number of Transactions allowed

120

Outbound Interac e-Transfers

Maximum Amount Per Transaction

$3,000

*Daily Maximum Amount

$3,000

KOHO-to-KOHO (K2K)

Maximum Amount Per Transaction

$3,000

*Daily K2K Inbound Transfers Limit

$3,000

*Daily K2K Number of Inbound Transfers Limit

20

**Monthly K2K Inbound Transfers Limit

$40,000

**Monthly K2K Number of Transfers Inbound Limit

80

*Daily K2K Outbound Transfers Limit

$3,000

*Daily K2K Number of Outbound Transfers Limit

20

**Monthly K2K Outbound Transfers Limit

$40,000

**Monthly K2K Number of Transfers Outbound Limit

80

Pre-Authorized Debits

**Number of PADs Per Month

100

Pre-authorized debit limits vary by merchant, so please reach out to us in-app to verify the limit prior to setting one up.

Debit Card Load

Maximum Amount Per Transaction

$3,000

*Daily Total Maximum Load Amount allowed

$3,000

*Daily Maximum Number of Loads Allowed

4

**Monthly Maximum Number of Transactions allowed

20

**Maximum Monthly Cumulative Load Amount

$30,000


Other Important Information

The account balance limit refers to the "total balance" (inclusive of Spendable, RoundUps, Goals, and Vault).

*Daily: Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

ATM and POS limits are not rolling limits and reset the next calendar day.

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