Premium Account Balance Limit

  • Premium KOHO Card Balance - $40,000

Premium Card Transaction Limits

  • Daily* Limit per transaction - $3,000
  • Daily* Limit - $3,000
  • Monthly** Limit - $40,000
  • Daily* Max Transactions - 20

Premium ATM Limits

  • Daily* ATM Limit - $800
  • Daily* Max ATM Withdrawal Limit - 5
  • ATM Transaction Limit per Withdrawal - $400
  • Monthly** ATM Limit - $4,000

Premium Load Limits (to add funds to your KOHO account)

  • Maximum Number of Cumulative Loads Per Day* (includes all transaction types and subject to the limits listed below)  - 40 
  • Maximum Number of Cumulative Loads Per Month** (includes all transaction types and subject to the limits listed below) - 120
  • Amount Per Single Load Transaction - $15,000***
  • Maximum Daily* Cumulative Load Amount (total of all Direct Deposit and e-Transfer Loads) - $15,000
  • Maximum Monthly** Cumulative Load Amount (total of all Direct Deposit and e-Transfer Loads) - $45,000
  • Daily* Direct Load Amount -  $10,000
  • Number of Direct Load Transactions Per Day* - 4
  • Monthly** Direct Deposit Load Amount - $20,000
  • Number of Direct Deposit Load Transactions Per Month** -  60
  • Daily* e-Transfer Load Amount - $10,000
  • Number of e-Transfer Load Transactions Per Day* - 23
  • Monthly** e-Transfer Load Total Amount - $20,000
  • Number of e-Transfer Load Transactions per Month** - 120

Premium Outbound e-Transfer Limits

  • Outbound e-Transfer - per transfer - daily* - $3,000
  • Outbound e-Transfer Total Send Limit - daily* - $3,000

Premium KOHO to KOHO (K2K) Transfer Limits

  • K2K Transfer Limit - per transfer - $1,500
  • K2K Transfer Limit - daily* - $2,000
  • K2K Number of Transfers  - daily* - 10
  • K2K Transfer Limit - monthly** - $45,000
  • K2K Number of Transfers - monthly** - 60

Pre-Authorized Debit (PAD) Limits

  • Number of PADs Per Month** - 20

For additional info on Premium check out our blog titled KOHO Premium: Is it worth it? Let us work it out together.

*Daily:  Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

***Only applies to existing users onboarded to Visa Direct. Please note that Visa Direct is no longer an offered feature for newer users to the platform, and is being amended to offer a smoother experience for all users.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

Additional Articles you may find helpful:

All KOHO Account Velocity Limits

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