KOHO Premium is a type of KOHO Account that comes with the following features (in addition to what you get with a regular KOHO Account). We offer a free 30 day trial of KOHO Premium. After your free trial, Premium costs $9/month or $84/annually.
💰2% cash back on groceries, eating & drinking and transportation 💰
Groceries - includes both small merchants and large chains
Eating & drinking - includes all restaurants, food delivery, bars, coffee shops and more
Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking, and more
🌎No fees on foreign transactions 🌎
We'll cover the fees on transactions made outside Canada (or with foreign merchants). The big 5 banks usually charge a 2-3% fee, while our regular KOHO Account has a 1.5% fee. Learn about the FX fees on a regular KOHO Account here.
🤓Free financial coaching 🤓
You'll get money tips and can set up sessions with our certified financial coach to create a budget or ask any questions you have about taxes, investing, debt and more.
💳 A new look 💳
Request the fancy KOHO Premium card in-app
You can send us past receipts made with KOHO and we'll search to see if you could have gotten a better deal. If so, we will credit the difference in price to your KOHO account. Learn more about price matching here.
✈️ One free international ATM withdrawal per month ✈️
Get one free withdrawal at ATMs outside Canada each month. International ATM fees are usually at least $2-3 a pop.
🏋️Higher Velocity Limits 🏋️
You can take out $400 at an ATM, for a max of $800 per day. Your account balance can also be $40,000 instead of $20,000. Learn about the velocity limits on a regular account here.
What's the cost of KOHO Premium?
There is a free 30-day trial. Then it's $9/ month, or $84/ year (save $24). This amount will be automatically taken from your KOHO account at the end of each month.
How do I sign up?
If you're already a KOHO user, all you have to do is tap Personal > Manage KOHO Premium. If you're new to KOHO, download the app, sign up and then once your account is created, tap Personal > Manage KOHO Premium.
How do I know if I should get Premium or stick to a regular KOHO account? Check out this article!
*Just a heads up, KOHO Premium is only available for Personal Accounts. In order to enjoy these benefits, be sure you're using your Personal card!*