KOHO Premium is a type of KOHO Account that comes with the following features (in addition to what you get with a regular KOHO Account):


πŸ’°2% cash back on groceries, eating & drinking and transportation πŸ’°

  • Groceries - includes both small merchants and large chains
  • Eating & drinking - includes all restaurants, food delivery, bars, coffee shops and more
  • Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking and more

🌎No fees on foreign transactions 🌎

We'll cover the fees on transactions made outside Canada (or with foreign merchants). The big 5 banks usually charge a 2-3% fee, while our regular KOHO Account has a 1.5% fee. Learn about the FX fees on a regular KOHO Account here.Β 


πŸ€“Free financial coaching πŸ€“

You'll get money tips and can set up sessions with our certified financial coach to create a budget or ask any questions you have about taxes, investing, debt and more.


πŸ’³ A new look πŸ’³Β 

Request our new KOHO Premium card in the app


πŸ›’Price-matching πŸ›’

You can send us past receipts made with KOHO and we'll search to see if you could have gotten a better deal. If so, we will credit the difference in price to your KOHO account. Learn more about price matching here.

✈️ One free international ATM withdrawal per month ✈️

Get one free withdrawal at ATMs outside Canada each month. International ATM fees are usually at least $2-3 a pop.

πŸ‹οΈHigher Velocity Limits πŸ‹οΈ

You can take out $400 at an ATM, for a max of $800 per day. Your account balance can also be $40,000 instead of $20,000. Learn about the velocity limits on a regular account here.

πŸ₯ Access to virtual healthcare πŸ₯

Annual Premium subscribers also get access to Dialogue. With the ease of opening up your phone, you’re able to chat with nurses and physicians without waiting in clinic lines, and refill prescriptions any time!Β 

What's the cost of KOHO Premium?

There is a free 30-day trial. Then it's $9/ month, or $84/ year (save $24). This amount will be automatically taken from your KOHO account at the end of each month.Β 

How do I sign up?

If you're already a KOHO user, all you have to do is tap Personal > Manage KOHO Premium. If you're new to KOHO, download the app, sign up and then once your account is created, tap Personal > Manage KOHO Premium.

How do I know if I should get Premium or stick to a regular KOHO account? Check out this article!

*Just a heads up, KOHO Premium is only available for Personal accounts. In order to enjoy these benefits, be sure you're using your Personal card!*

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