KOHO Premium is a type of KOHO Account that comes with the following features (in addition to what you get with a regular KOHO Account):


πŸ’°2% cash-back on groceries, eating & drinking and transportation πŸ’°

  • Groceries - includes both small merchants and large chains
  • Eating & drinking - includes all restaurants, food delivery, bars, coffee shops and more
  • Transportation - includes public transportation, Uber/ Lyft, taxis, gas, highway tolls, parking and more

🌎No fees on foreign transactions 🌎

We'll cover the fees on transactions made outside Canada (or with foreign merchants). The big 5 banks usually charge a 2-3% fee, while our regular KOHO Account has a 1.5% fee. Learn about the FX fees on a regular KOHO Account here.Β 


πŸ€“Free financial coaching πŸ€“

You'll get money tips and can set up sessions with our certified financial coach to create a budget or ask any questions you have about taxes, investing, debt and more.


πŸ’³ A new look πŸ’³Β 

Request our new KOHO Premium card in the app


πŸ›’Price-matching πŸ›’

You can send us past receipts made with KOHO and we'll search to see if you could have gotten a better deal. If so, we will credit the difference in price to your KOHO account. Learn more about price matching here.

✈️One free international ATM withdrawal per month ✈️

Get one free withdrawal at ATMs outside Canada each month. International ATM fees are usually at least $2-3 a pop.

πŸ‹οΈHigher Velocity Limits πŸ‹οΈ

You can take out $400 at an ATM, for a max of $800 per day. Your account balance can also be $40,000 instead of $20,000. Learn about the velocity limits on a regular account here.

What's the cost of KOHO Premium?

There is a free 30-day trial. Then it's $9/ month, or $84/ year (save $24). This amount will be automatically taken from your KOHO account at the end of each month.Β 

How do I sign up?

If you're already a KOHO user, all you have to do is tap More > Premium. If you're new to KOHO, download the app, sign up and then once your account is created, tap More > Premium.

How do I know if I should get Premium or stick to a regular KOHO account? Check out this article!

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