Instead of waiting for the end of the year to get cash back rewards, KOHO gives you instant cash back. You get PowerUps of 0.5% on whatever you spend. You'll see the cash back in your Savings tab within 1-2 business days of the original authorized purchase. Earn money while spending it ⚡

Our Referral Program allows you to earn an extra 1% PowerUp for each friend you refer to KOHO 👫

We have Partner PowerUps available when you shop with specific partners.

You can also earn additional PowerUps by becoming a KOHO Premium user 💎 

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How long does it take to see my PowerUp credit?


Some more Information:

  1. PowerUps provide a credit of 0.5% on all settled authorizations.
  2. KOHO users can, at any time, release accrued credits from within the app.
  3. KOHO reserves the right to end the promotion at any time, no less than 90 days from the initial implementation of PowerUps. Future authorizations or settled authorizations will not be eligible for PowerUps if and when KOHO has discontinued the promotion.
  4. Settled authorizations typically take 3-5 days to settle. KOHO is not responsible for merchant settlement policies or timelines.
  5. 100% of the settled authorization amount is eligible.
  6. PowerUps will not be accrued on any ATM withdrawal, E-transfer, KOHO transfer, Bill Payment, or other non-purchase based transactions.

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