Instead of waiting for the end of the year to get cash back rewards, KOHO gives you instant cash back. To see your cash back rate, go to the cash back section on the Spend page in-app.

You'll see the cash back once your transaction is marked as "settled" on your account. Earn money while spending it ⚡

If your account is on KOHO Easy, learn more about your cash back rate here!

We have Partner cash back available when you shop with specific partners.

You can also earn additional cash back by becoming a KOHO Premium user 💎 

Some more information:
  1. Cash back provides a credit on select settled authorizations.

  2. KOHO users can, at any time, release accrued credits from within the app.

  3. KOHO reserves the right to end the promotion at any time, no less than 90 days from the initial implementation of cash back. Future authorizations or settled authorizations will not be eligible for cash back if and when KOHO has discontinued the promotion.

  4. Settled authorizations typically take 3-5 days to settle. KOHO is not responsible for merchant settlement policies or timelines.

  5. 100% of the settled authorization amount is eligible.

  6. Cash back will not be accrued on any ATM withdrawal, E-transfer, KOHO transfer, Bill Payment, pre-authorized debits, direct deposits, or other non-purchase based transactions.

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