Instead of waiting for the end of the year to get cash back rewards, KOHO gives you instant cash back. You get cash back of 0.5% on whatever you spend. You'll see the cash back on your "Spend" tab once your transaction is marked as "settled" on your account. Earn money while spending it ⚡

We have Partner cash back available when you shop with specific partners.

You can also earn additional cash back by becoming a KOHO Premium user 💎 

Additional articles you may find helpful:

How long does it take to see my cash back credit?

Some more information:

  1. Cash back provides a credit of 0.5% on all settled authorizations.

  2. KOHO users can, at any time, release accrued credits from within the app.

  3. KOHO reserves the right to end the promotion at any time, no less than 90 days from the initial implementation of cash back. Future authorizations or settled authorizations will not be eligible for cash back if and when KOHO has discontinued the promotion.

  4. Settled authorizations typically take 3-5 days to settle. KOHO is not responsible for merchant settlement policies or timelines.

  5. 100% of the settled authorization amount is eligible.

  6. Cash back will not be accrued on any ATM withdrawal, E-transfer, KOHO transfer, Bill Payment, pre-authorized debits, direct deposits, or other non-purchase based transactions.

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