Account Balance Limit

  • Maximum Card Balance - $20,000*

Card Transaction Limits

  • Daily** Limit per transaction - $3,000

  • Daily** Limit - $3,000

  • Monthly*** Limit - $30,000

  • Daily** Max Transactions - 15

ATM Limits

  • Daily** ATM Limit - $600

  • Daily** Max ATM Withdrawal Limit - 5

  • ATM Transaction Limit per Withdrawal - $300

  • Monthly*** ATM Limit - $3,000

Load Limits (to add funds to your KOHO account)

  • Maximum Number of Cumulative Loads Per Day** (includes all transaction types and subject to the limits listed below) - 20

  • Maximum Number of Cumulative Loads Per Month***(includes all transaction types and subject to the limits listed below) - 60

  • Maximum Daily** Cumulative Load Amount (total of all direct deposit and e-Transfer Loads) - $10,000

  • Maximum Monthly*** Cumulative Load Amount (total of all direct deposit and e-Transfer Loads) - $40,000

  • Daily** Direct Deposit Load Amount -  $10,000

  • Number of Direct Load Transactions Per Day* - 4

  • Monthly*** Direct Deposit Load Amount - $20,000

  • Number of Direct Deposit Load Transactions Per Month** -  60

  • Daily** e-Transfer Load Amount - $5,000

  • Number of e-Transfer Load Transactions Per Day* - 10

  • Monthly*** e-Transfer Load Total Amount - $20,000

  • Number of e-Transfer Load Transactions per Month** - 60

  • Daily** Visa Debit Load Amount - $1,500

Outbound e-Transfer Limits

  • Outbound e-Transfer Sending per transfer - daily** - $3,000

  • Outbound e-Transfer Total Send Limit - daily** - $3,000

KOHO to KOHO (K2K) Transfer Limits

  • K2K Transfer Limit - per transfer - $1,000

  • K2K Transfer Limit - daily** - $2,000

  • K2K Transfer Number of Transfers Limit - daily** - 10

  • K2K Transfer Limit - monthly*** - $20,000

  • K2K Transfer Number of Transfers Limit - monthly*** - 60

Pre-Authorized Debit (PAD) Limits

  • Number of PADs Per Month*** - 20

* KOHO Maximum Card Balance Limit for KOHO users who have opted into earn interest is $200,000. All other limits will continue to apply. If you choose to opt out of earning interest, limits pertaining to your specific product, either KOHO Regular or KOHO Premium, including KOHO Maximum Card Balance, will apply.

**Daily:  Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.

***Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.

For assistance in calculating the rolling periods, please reach out to us within our in-app chat.

Additional Articles you may find helpful:

All KOHO Account Velocity Limits

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