Account Balance Limit
- Maximum Card Balance - $20,000
Card Transaction Limits
- Daily* Limit per transaction - $3,000
- Daily* Limit - $3,000
- Monthly** Limit - $30,000
- Daily* Max Transactions - 15
ATM Limits
- Daily* ATM Limit - $600
- Daily* Max ATM Withdrawal Limit - 5
- ATM Transaction Limit per Withdrawal - $300
- Monthly** ATM Limit - $3,000
Load Limits (to add funds to your KOHO account)
- Maximum Number of Cumulative Loads Per Day* (includes all transaction types and subject to the limits listed below) - 20
- Maximum Number of Cumulative Loads Per Month** (includes all transaction types and subject to the limits listed below) - 60
- Maximum Amount Per Single Load Transaction - $10,000
- Maximum Daily* Cumulative Load Amount (total of all Payroll Direct and e-Transfer Loads) - $10,000
- Maximum Monthly** Cumulative Load Amount (total of all Payroll Direct and e-Transfer Loads) - $40,000
- Daily* Payroll Direct Load Amount - $10,000
- Number of Direct Load Transactions Per Day* - 4
- Monthly** Payroll Direct Load Amount - $20,000
- Number of Payroll Direct Load Transactions Per Month** - 6
- Daily* e-Transfer Load Amount - $5,000
- Number of e-Transfer Load Transactions Per Day* - 10
- Monthly** e-Transfer Load Total Amount - $20,000
- Number of e-Transfer Load Transactions per Month** - 60
Outbound e-Transfer Limits
- Outbound e-Transfer Sending per transfer - daily* - $3,000
- Outbound e-Transfer Total Send Limit - daily* - $3,000
KOHO to KOHO (K2K) Transfer Limits
- K2K Transfer Limit - per transfer - $1,000
- K2K Transfer Limit - daily* - $2,000
- K2K Transfer Number of Transfers Limit - daily* - 10
- K2K Transfer Limit - monthly** - $20,000
- K2K Transfer Number of Transfers Limit - monthly** - 60
Pre-Authorized Debit (PAD) Limits
- Number of PADs Per Month** - 10
*Daily: Rolling 24 hour period. All transactions made within a 24 hour period will count toward your daily limit.
**Monthly: Rolling 30 day period. All transactions made within a 30 day period will count toward your monthly limit.
For assistance in calculating the rolling periods, please reach out to us within our in-app chat.