We have specific internal criteria and eligible merchants for Pay Later. Upon making an eligible purchase, if you qualify for Pay Later, you'll see eligible transactions in your KOHO app. However, there are general criteria that your purchases must meet:
The transactions must be within a 30-day period.
The transaction amounts must be over $100.
The transaction amount must be within your Pay Later limit. Head to the main spend tab and select "Pay Later” to see your limit.
Please note that our support agents cannot grant you access to Pay Later upon request.