With KOHO, you can now send money internationally straight to someone’s digital wallet, a fast and convenient way for recipients to get money without needing a traditional bank account.
What is a digital wallet?
A digital wallet is an app on someone’s phone that lets them receive, store, and spend money.
It works like a mini mobile bank account, no physical bank needed. These wallets are extremely popular in many countries and are often more common than traditional bank accounts.
Which countries support Digital Wallet payouts?
Here’s where you can send money to a digital wallet using KOHO:
Country | Supported Wallets / Payout Methods |
Bangladesh | bKash, Rocket |
Cameroon | Orange, MTN |
China | Alipay |
Ghana | AirtelTigo, Vodacom, MTN |
India | UPI *Note this a proxy and not a wallet |
Indonesia | OVO, GoPay, DANA, LinkAja, ShopeePay |
Kenya | M-Pesa, Airtel, Equitel |
Philippines | GCash, PayMaya, ShopeePay, StarPay, TayoCash, PalawanPay, Lulu, USSC, GrabPay, Maya, Bayad, CoinsPH, JuanCash, iRemit |
Senegal | Orange, Expresso, Free |
Uganda | Airtel, MTN |
Note: China is blocked for KOHO card purchases (in-person & online), but users can still send International Money Transfers, including transfers to Alipay digital wallets.
How do I send money to a digital wallet?
Sending to a digital wallet works just like a normal KOHO international transfer:
Tap “Send Money” in your KOHO app
Select the destination country
Choose the payout method:
Bank Transfer, or
Digital Wallet (if available in that country)
Enter the transfer amount and pick your currency
Tap Continue
Select or add your recipient
Confirm the source of funds and reason for transfer
Review everything and tap Send Transfer
Track your transfer anytime in the History tab